What Does SR-22 Mean?

An SR-22 is not an insurance policy. It is a certificate of financial responsibility. Your auto insurance company files it with the state on your behalf. If you have been asking what SR-22 insurance coverage is, the short answer is this: it proves you carry at least the minimum liability insurance Maine requires.
Many drivers believe an SR-22 is a separate type of insurance they must purchase. That is a common misconception. The SR-22 is simply a form. It is Safety Responsibility filing form number 22. Your existing insurer attaches it to your current liability policy. It tells the Maine Bureau of Motor Vehicles that you have active coverage meeting the state’s minimum requirements.
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